Cash application, treasury, collections, billing, and analytics. One platform for Oracle ERP Cloud. Deploy in days, not months.
Traditional approaches leave money on the table. Encais changes that.
Four seamless steps from bank statement to posted receipt.
Pull bank statements from Oracle BIP reports automatically via scheduled jobs or on-demand triggers.
5-layer AI engine processes each bank line against open receivables with contextual understanding.
Human approval via enterprise spreadsheet grid with full Excel export/import workflow for offline review.
Create and apply receipts back to Oracle ERP Cloud via REST APIs with full audit trail.
Each layer progressively increases accuracy. Most matches resolve in layers 1-3.
Core matching and receipt management capabilities for Oracle ERP Cloud AR teams.
Add and modify matching rules without code changes. Priority-based rule chains adapt to your business.
Match one payment to multiple invoices with automatic amount allocation and remainder handling.
Export to Excel, review and edit offline, import back. Familiar workflow for your finance team.
EN, FR, ES, PT, AR, ZH, TH -- full UI localization and multi-script remittance parsing.
Direct BIP report pulling, REST API receipt creation, SOAP integration. No middleware needed.
Claude, GPT, Azure OpenAI, or private LLMs. Swap providers without changing your workflow.
Handle receipt reversals, bounced checks, and chargebacks with full Oracle integration and audit trail.
Track and resolve customer deductions with reason codes, dispute management, and credit memo matching.
Park unmatched cash on customer accounts until invoices are raised. Auto-match when invoices appear.
Automatic FX rate handling with realized gain/loss calculation for multi-currency payments.
Complete customer view: payment behavior, open balance, aging, credit limit, and AR contact details.
KPI cards, charts, and live activity feed. Monitor match rates, exceptions, and team productivity.
Beyond cash application, Encais covers the full order-to-cash lifecycle with 11 integrated modules.
AI-powered 5-layer matching engine with split receipts, deductions, on-account, and cross-currency support.
Multi-level escalation campaigns with letter templates, email tracking, and automated follow-ups.
Cash position overview, working capital metrics, AR/AP exposure analysis, and 3-month forecast.
GL vs bank variance analysis, account-by-account status tracking, and reconciliation workflows.
Supplier invoice tracking, 3-way PO-Receipt-Invoice matching, hold management, and payment status monitoring.
Project contracts, milestones, time & materials, billing events, invoice lifecycle, and credit memos.
AI-trained models, scenario modeling, FX exposure analysis, and working capital optimization recommendations.
7 real-time dashboards: DSO, aging, cash flow forecast, payment behavior, team productivity, and more.
Self-service for customers: view invoices, make payments, download statements, and submit disputes.
Self-service for suppliers: track invoices, view payment status, submit disputes, and upload documents.
Intercompany netting hub: bilateral and multilateral netting, minimum cash flow algorithm, entity management, and settlement tracking.
See why teams switch from legacy cash application platforms.
| Feature | Encais | Serrala | HighRadius | BlackLine |
|---|---|---|---|---|
| Match Rate | 98%+ | 99% | 95%+ | ~90% |
| Rule Engine | Config + AI | Fixed | Fixed + ML | ML only |
| Setup Time | Days | Weeks | 1 Week | Weeks |
| Oracle Integration | Direct | Connectors | HEX | Generic |
| Review UX | Excel-grade Grid | Basic | Portal | Portal |
| Treasury & Recon | Built-in | No | No | No |
| Self-Service Portals | Customer + Supplier | No | Add-on | No |
| Analytics Suite | 7 dashboards | Basic | Basic | Basic |
| PPM Billing | Built-in | No | No | No |
| Cash Forecasting | AI + Scenarios | No | Basic | No |
| AP & PO Management | Built-in | No | No | No |
| AP 3-Way Matching | Built-in | No | No | No |
| AI Explainability | Yes | No | No | No |
| Returns/Reversals | Full workflow | Basic | Yes | Limited |
| Deductions | AI + Rules | Rules | ML | Manual |
| Cross-Currency | Auto FX | Yes | Yes | Limited |
| Customer 360 | Built-in | No | Add-on | No |
| GDPR & Compliance | Built-in | No | Add-on | No |
| IC Netting | Built-in | No | No | No |
| Cost | $$ | $$$$$ | $$$$$ | $$$$ |
Enterprise-grade reliability built for global scale.
Join finance teams who manage cash application, treasury, collections, and billing from one platform. Get started in days with zero disruption to your Oracle ERP Cloud.